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Trust Pay Loan is an ever growing company. We constantly improve and expand the scope of services we provide to our clients.  The company develops the present resource for our customers could not only apply for the service needed, but get the most up-to date information in every sphere we operate in.


I
n this section of Trust Pay Loan site we do our best to provide the answers to most of the frequentely asked questions you may have. You can navigate to any site’s section and look for the answers in each service category. The content is constantly brought up to date.


The experts in every field provide answers to the questions touching upon the most important aspects of online loans, credit score, debt consolidation, credit cards usage and insurance. We guarantee you the first rate data from professional consultants in every branch.

 

What is the minimum monthly income to qualify for a loan?

We require loan applicants to have at least a $800 monthly income, regardless of source. However, we compare it on the loan amount and the purpose of your loan. Some would qualify monthly income of less than $100 as long as the borrower has a co-borrower or a co-maker.

How do I get started with an online loan application?

Get started with your loan application by going to www.equaloans.com or the homepage. Fill out the application and complete the steps. After submitting, check your email and your cellphone for further instruction.


What is the minimum and maximum amount I can borrow?

With our asset base, we can offer our clients a range of $1,000 to $10,000,000 of loan amount. However, final loan amounts are decided by the company and will depend on several factors such as loan type, monthly income, collateral etc.

How do I apply for a loan when I am abroad (onboard)?

You can have your beneficiary (for OFW) or Allotee (for Seaman) to apply for a loan in your behalf. Just have them apply under Beneficiary or Allotee loan via www.equaloans.com.


What requirements do I need to submit?

Requirements will depend on the type of loan or the purpose of your loan. However, to give you a head start, click list of documentary requirements to check.

Loan Approvals

Approval depends on our partnered lenders


How long will it take to learn whether my loan is approved?

The process is very fast and it takes less that 24 hours to complete. It also depends on how fast you submit the requirements.


How do I know if my loan application has been disapproved?

You will receive an email from our email informing you of the disapproval. However, we will let you know the reason.


How do I get the money once the loan is approved?

Once your loan is approved, we will sendl you an email and provide instruction as to where and when the money will be released to you with all the documents to be signed for the duration of the repayment period.


What are the interest rates?

We offer the loan at 2% per year.

Payment Schemes, Depending on the amount requested


How long will I be paying for the loan?

We have our own standard loan term (months or years to pay) depending on the amount requested. The loan term will also depend on your risk as a borrower or how likely you will be able to repay the loan on time.

You also have a minimum of 5 months grace period

 

 

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